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1:02 p.m. - 2005-09-27
I have royally screwed myself financially. I didn't intend to. In fact, I thought I was doing pretty well.

But, I have gone over the credit limit on both my 0% interest accounts, and am now paying hundreds of dollars in finance charges per month. I didn't mean to. But I added up incorrectly, and a 10 dollar mistake on one acct and a 7 dollar mistake on another account threw me over and into 27.9% interest land on both.

And I forgot that I hadn't added in the charge for the tires on my overdraft account, and before the end of the week, it too will be over limit.

I have gone from having good credit, to having a disaster.

I just want to crawl into a hole, put a rock over my head and cry the day away.

What the hell do I do now?


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