1:58 p.m. - 2006-03-07
I am a lucky girl today.
I got an offer for a credit card at 9.9% (oh so much lower than 28.8%). They accepted me at the credit limit I needed to xfer the Bad Card, and gave me a free Dell Inspiron B120 to boot.
So now, I can save 66.6% on interest each month, and I have a back-up laptop in the event mine brakes.
I think this was a good decision. The only thing is I have to keep a 3500 balance for 18 months, but, hey, that unfortunately will not be a problem. Of course they get their Computer $ back in spades, but still worth the xfer.
So, yay me!